Coverage Options
Youth & Amateur Sports Insurance
Every policy a sports league, club, or team needs — in one place, from specialists who understand the risks of youth and amateur sports.
General Liability Insurance
General liability is the foundation of any sports organization's coverage. It protects your league, club, or team against third-party claims of bodily injury or property damage — and it's what facilities and sanctioning bodies require before you can play.
Participant Accident Insurance
Participant accident coverage pays an injured player's medical bills on a no-fault basis. When a child breaks an arm sliding into base or suffers a concussion, this coverage responds directly — defusing claims and supporting families regardless of who was at fault.
Sports Equipment Insurance
Sports equipment coverage (inland marine) protects the gear your organization owns — uniforms, balls, goals, nets, padding, scoreboards, and tournament equipment — against theft, fire, and damage, whether stored or in transit to games.
Directors & Officers (D&O) Insurance
Directors & officers insurance protects the volunteer board members and officers who govern your league or club. It covers claims of mismanagement, discrimination, wrongful termination, or breach of duty — exposures that put a volunteer's personal assets at risk.
Abuse & Molestation Insurance
Abuse & molestation (SAM) coverage responds to the most severe and reputation-ending exposure in youth sports: claims that a coach, volunteer, or staff member abused a minor. It's increasingly required, and standard liability policies frequently exclude it.
Crime & Fidelity Coverage
Crime and fidelity coverage protects the money your organization collects — registration fees, fundraising, concession revenue — from theft, embezzlement, and fraud, including by the volunteers and treasurers who handle it.
Commercial Umbrella Insurance
Umbrella insurance extends your primary liability limits. A catastrophic injury or a serious abuse claim can far exceed a $1M limit — and large facilities and sanctioning bodies often require higher limits. An umbrella is the most cost-effective way to reach them.
Ready to Protect Your Team or League?
Get a comprehensive quote built for youth and amateur sports — liability, participant accident, and abuse & molestation coverage. Same-day binding, same-day certificates.