Sports Equipment Insurance
Sports equipment coverage (inland marine) protects the gear your organization owns — uniforms, balls, goals, nets, padding, scoreboards, and tournament equipment — against theft, fire, and damage, whether stored or in transit to games.
Sports Equipment Coverage for Teams & Leagues
A league's equipment is a real investment: team uniforms, goals and nets, bases, padding, helmets, scoreboards, tents, and tournament gear can run into the thousands or tens of thousands. Equipment coverage (inland marine) replaces that gear when it's stolen from storage, damaged by fire or weather, or lost in transit to a game or tournament.
What's Covered
- Theft: Equipment stolen from storage, a shed, a vehicle, or a facility
- Fire & weather: Gear destroyed by fire, storm, or water damage
- Transit: Equipment damaged en route to games and tournaments
- Tournament & event gear: Tents, tables, scoreboards, and setup equipment
What's Not Covered
- Normal wear and tear on uniforms and gear
- Individual players' personally-owned equipment (their own property)
Coverage Wherever Your Gear Goes
Inland marine follows your equipment — at your storage location, in a coach's vehicle, or set up at an away tournament. We schedule high-value items and set a blanket limit for the rest so your whole inventory is protected.
What's Covered
Frequently Asked Questions
No — it covers equipment your organization owns (uniforms, goals, nets, scoreboards, shared gear). Players' personally-owned equipment is their own property and would be covered under their family's policy, not the league's.
Yes. Equipment coverage is written on an inland marine basis that follows your gear — at storage, in transit, and set up at away events and tournaments, subject to your limits.